UPJOKE
insurance policyindemnityprotectionlife insurancereinsurancecontractunderwritingself-insuranceclaims adjustermoral hazardpolicycoverageeconomicsassurancesecurity

A Gynaecologist had become fed up with malpractice insurance and paperwork and was burned out.

Hoping to try another career where skilful hands would be beneficial, he decided to become a mechanic. He went to the local technical college, signed up for evening classes, attended diligently, and learned all he could.

When the time of the practical exam approached, the gynaecologist ...

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A young soldier was sent to the personnel office and assigned the task of registering recruits for life insurance.

Because of the cost, most soldiers didn't buy the life insurance, but after only 1 month on the job he had sold a record number of policies.

His captain noticed but thought it was a fluke. However, the following month, he doubled sales. A month later, when he set the army record for policies ...

I saved a bunch of money on my car insurance by switching

To reverse and leaving the scene

Selling war insurance

Airman Jones was assigned to the induction center where he was to advise new recruits about their government benefits, especially their GI insurance.

It wasn't long before Captain Smith noticed that Airman Jones had almost a 100% record for insurance sales, which had never happened before. <...

I've just checked my home insurance policy

and apparently if my blanket is stolen in the middle of the night, l'm not covered.

(Long) A man is forced to get a checkup by his health insurance. The doctor excitedly says “we just got this new machine that can accurately diagnose any condition you may have - you just need to pee in this cup…”

The man is like, “what the hell” and pee’s in the cup. The doc comes back with the results and says: “you have a strained elbow.” The man is enraged and says how THE HELL can you say I have a sprained elbow from my PEE?? The doc says, the machine is always accurate. The man “leaving the office fumin...

"Hello, I need to make an insurance claim, a fish have damaged my car."

-"... a fish? We'll have to inspect the vehicle first. Where is it parked?"

-"In the lake."

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I like my sex the way I like my car insurance

Paid for by my parents

Three people die; a doctor, school teacher, and the head of a large insurance company.

When met at the pearly gates by St. Peter he asks the doctor, "what did you do on Earth?"
The doctor replied, "I healed the sick and if they could not pay I would do it for free." St. Peter told the Doctor, "You may go in."
St. Peter then asked the teacher what she did, she replied, "I...

Why don't women in Arabic countries need car insurance

because they are already covered

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I got an internship for an insurance company.

My job was to review applications, I would receive a notification that a position was open, receive a stack of applications every day, and be expected to vet them and send the up the line for review.

My first day on the job my boss stepped to the desk I was working at, looked at my stack of a...

My insurance agent asked if I had ever hit a deer.

I told him that I had but in my defense he swung first.

After seeing the price of insurance these days

I've decided it's cheaper to just get robbed

Which insurance company offers full coverage to frat houses?

Brogessive

A wife files an accidental death claim for her husband. It gets denied. She calls the insurance company demanding to know why the policy wasn't honored. The agent reviewed the notes and informed her the policy wasn't covered because he'd died from a heart attack, to which she replied:

"My husband didn't have a heart attack on purpose!"

My wife and I took out life insurance policies on each other

So now it's just a waiting game.

Life insurance

An elderly man goes to the life insurer to make a contract with them, but the lady there asks:
- How old are you, Sir?
- I'm 102 years old.
- 102 ?! And you want to take out life insurance at your age? Do you know what? Come back tomorrow.
- Not good tomorrow. Then it will be...

A soldier's wife has just returned from her insurance provider and is looking very, very unhappy

"What's the matter?" Her friend asked.

"I went to get my husband covered privately, but the fine print stated: no payouts when the holder dies as a result of an explosion and/or from injuries sustained in an explosion," she replied.

"Oh? So why would that make you unhappy?" Her friend ...

So, I asked my grandfather why he doesn’t have a life insurance

He answered: “Because I want you to be truly sad when I am gone”

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What's the difference between a necrophile and an insurance company?

Necrophiles fuck you after you died, and insurance companies fuck your family after you died.

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NATO is like a health insurance...

You want to have it before shit happens, but they wouldn't let you have it because of the pre-existing conditions.

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A man is told by his employer that he has to go see the company doctor in order to keep his insurance...

He reluctantly goes, and is amazed to find no examination table, just a wall full of computer equipment. The doctor walks in and says, "Just place your hand on the scanner here" and shows the man a screen. Bewildered, he places his hand on the screen and immediately the panel glows beneath his hand,...

The other day I bought Canadian insurance, but then I realized how stupid that was.

When am I gonna get attacked by a Canadian?

Four insurance companies are in competition.

One comes up with the slogan, "Coverage from the cradle to the grave."


The Second one tries to improve on that with, "Coverage from the womb to the tomb."


Not to be outdone, the third one comes up with, "From the sperm to the worm."


The fourth insurance company re...

My insurance company sent me a gift for my Reddit anniversary.

It was cake from State Farm.

An insurance agent approaches a cowboy, trying to sell him an accident policy.

The agent inquires, "Have you ever had an accident?"
"Never," the cowboy responds. "However, just recently a horse kicked in two of my ribs, and back a couple years ago a rattlesnake bit my ankle."
"Wouldn't you call these accidents?" says the puzzled agent.

"Nah," the cowboy replies. "...

Cowboy Insurance

The cowboy was trying to buy a health insurance policy. The insurance agent was going down the list of standard questions.


"Ever have an accident?"


"Nope, nary a one."


"None? You've never had any accidents."


"Nope. Ain't had one. Never."


"Well, ...

What does life insurance and a bukkake have in common?

They both have you covered.

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A bricklayer has an accident at work and is being investigated, as the insurance company doesn't believe his injuries are real. They demand that he send them a description of the accident.

So he writes:

"I'm a bricklayer by trade. I had finished building the guard rail on the roof of the building. I use a barrel and pulley system to raise supplies up to the roof, and loaded the barrel up with the leftover bricks and my tools, weighing approximately 300 lbs, and then went below ...

My local church had troubles getting their insurance to pay for the lightning damage

The insurance claimed it was deliberate damage by the owner.

Insurance Proceeds

A doctor vacationing on the Riviera ran into an old lawyer friend and asked him what he was doing there.

The lawyer replied, “Remember that run down industrial building I bought? Well, it caught fire, so here I am with the fire insurance proceeds.

"What are you doing here?” Inquired ...

When I get dog insurance....

Do I get a 'courtesy dog' when my dog goes to the vets?

Did you hear that none of the destroyed businesses in Man of Steel were paid out by insurance?

Turns out their policies didn't cover an "act of Zod"

What do you call a communist agronomist who also sells insurance?

Jake from the State Farm.

Whats the best health insurance in America?

Go Fund Me

Why can't politicians get insurance?

Too much lie-ability.

Do Transformers get car insurance or health insurance?

Nether. They’re immigrants in America.

My ex and I only stay together because of shared insurance.

We're friends with benefits.

An oceanarium took out an insurance policy on their trained seals.

One day one of their seals got injured and needed treatment. However, the insurance company rejected their claim.
The reason was: "Warranty void if seal is broken."

Why is auto insurance so high for lap dancers?

Because of the high risk of being rear-ended.

Life insurance is gambling

Me: I bet you $100 I will die this year.

Insurance: We'll bet you $50,000 that you won't.

Always have good insurance.

Me: Hey, I'm drunk and I just fell in the water.

Them: Sir, this is AAA, not AA...

Me: I know. I'm just telling you why my car is in the river.

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[Nsfw] A man trying act smart in front of an insurance agent asks him “Do you provide penis insurance ?”

Agent : “Yes , sir , we do provide penis insurance”

Man got surprised and asked “You replace with a new one when it stops working?”

Agent : “No , sir . Once it stops to work , we ensure free service to your wife for the rest of your Life”

Three insurance salesmen, Al, Ben, and Carl, are bragging about their accomplishments.

"Last month," says Al, "when one of my insured died suddenly, I got the news within six hours. The next day, I put a check in the mail for his family."

"That's nothing," says Ben. "Last week, when one of my insured died suddenly, I got the news within 30 minutes. That very day, I personally d...

A man is asked by his friends why he doesn't have a life insurance policy

"Because I want everybody to be really sad when I die!" He grins.

Car insurance renewal

I renewed my car insurance on the phone yesterday.

I was just about to hang up when the lady on the phone asked- "Do you have any pets?"

I replied " Yes I have a dog"

She said "Would you like to insure him to?"

I replied "Not really, he cant drive "

A doctor, a health insurance agent and a lab tech walk into a bar. Who pays the tab?

The patient

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We now have the technology to build a new penis.

Doctor Cohen comes in and says, "Ah, I see you've regained consciousness. Now, you probably won't remember, but you were in a huge pile-up on the freeway. You're going to be okay, you'll walk again and everything, however your penis was severed in the accident and we couldn't find it."

The m...

Tired of being constantly being broke and stuck in an unhappy marriage a young husband decides to solve both problems by taking out a large insurance policy on his wife, with himself as the beneficiary and arranges to have her killed.

Tired of being constantly being broke and stuck in an unhappy marriage a young husband decides to solve both problems by taking out a large insurance policy on his wife, with himself as the beneficiary and arranges to have her killed. A friend of a friend puts the husband in touch with a nefarious f...

I called my home insurance company today. I asked them to insure my antique rubber band collection.

They said “that’ll be a stretch”

My insurance agent told me that I'm most likely to be involved in a car accident when I'm within a mile of my home.

So I've decided to move to a safer neighborhood.

How is a hospital gown like insurance?

You're never covered as much as you think you are.

My Dad sent me this on Facebook, which means it’s almost guaranteed to be a repost. I touched it up a bit, but here you go: The Worst Day Ever

There I was, sitting at the bar, staring at my drink, when a large, troublemaking biker steps up next to me, grabs my drink, and gulps it down in one swig. "Well, whatcha' gonna do about it?" he says menacingly.

I burst into tears. "This is the worst day of my life," I say. "I'm a comple...

Hats off to all of the insurance companies helping out with the crisis!

Oh, I guess all of our hats are staying on.

What is the insurance for Canadian military veterans?

U-S-eh-eh

What are Batman's insurance policies called as?

Dark Knight Returns

A health insurance company is offering a cheaper deal to anyone who ticks a box that says they promise not to eat shellfish.

They call it their No Clams Bonus.

What kind of insurance would Moses have if he was still alive today?

Medicare Part C.

What do you call someone who specializes in selling insurance to hand models?

A digital security specialist.

Two men are waiting for appointments with their insurance claims adjuster.

They chat and learn they have a common bond. The first one says "My restaurant was wiped out by a fire, everything inside was wrecked."

The second one says "Mine was taken out by a flood, total loss too."

The first one thinks a bit then asks "How do you start a flood?"

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The director of one of America's finest hospitals is showing the President around the hospital.

In one room, the President sees a male patient masturbating furiously. "What's that guy doing?" he asks.

"He has a very rare condition," responds the director. "He produces semen way too quickly. If he doesn't masturbate at least thrice a day, his testicles will explode."

In the next r...

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man writing to his insurance

I am writing in response to your request for additional information.  In block number three of the accident reporting form, I put "poor planning" as the cause of my accident.  You said in your letter that I should explain more and I trust that the following details are sufficient:

I am a bric...

Why did Elon Musk go broke?

Because his car insurance rates were astronomical.

A man without insurance went to get a COVID test done

He met a friend on his way back

Friend: Where you headed?
Man: Coming back from doctor's clinic. Was there to get COVID test done?
Friend: Oh, how did it go?
Man: The doctor asked for $10,000 for the test since I didn't have insurance.
Friend: So?
Man: I sneezed on th...

A 76-year old walked into an insurance office...

and asks to buy a life insurance policy. The salesman asks him how old he is, and he says that he's 76. The salesman replies that you can't buy a policy over the age of 75.

The old man replies "But my 99-year old father came here last week and bought a new policy"

The salesman replies ...

Insurance clerk: "Where were you born, Sir?"

Man: "In the United States."

Insurance clerk: "OK, and which part?"

Man: "My entire body."

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Insurance

Three men are sitting on a bench in their fancy retirement community in Florida
Steve says: "I started with a men's clothing shop and built the business into the finest department store in town. One day there was a fire and it destroyed everything. Since I was too old to begin again, I took the i...

I'm planning a camping holiday but, I have to say, I'm far from impressed with my travel insurance.

It turns out if someone steals my tent in the night, I'll no longer be covered.

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A man goes to a hospital and sees a man masturbating.

He asks the nurse why is he doing so. The nurse explains to him that if he doesn't masturbate every 6 hours there would be a clot and he would die. Then in the next room, he sees a nurse giving a blowjob to a guy. He then says, "You will have to explain this." The nurse replies, "Same problem better...

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The military is testing new life insurance policies.

So one doctor decided to measure from one point on the body to another and give the recipient 1,000 dollars for each inch.
After explaining this to 3 test subjects they ask the first one to come in. It's a low ranking private. "Where would you like us to measure?" The doctor asks. "From the top ...

I told the insurance investigators that they can't rule in my act of god claim.

I want to consult with priests instead.

I tried to get tornado insurance for my campsite, but the company refused.

They said, “If your tent gets blown away, you... won’t be covered.”

My health insurance company refused to pay my bill because I believe in reincarnation.

They said I had a pre existing condition.

A doctor lacking empathy

"A woman has a serious accident and ends up in the hospital undergoing surgery.

Her husband waits in the waiting room, distraught, when several hours later the surgeon exits the operating room and approaches him.

'Hello, the surgery went well. Unfortunately, the recovery will be very...

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Why did the stripper need more insurance?

She had little to no coverage.

Do you know what medical insurance Tommy Wiseau is covered under?

Oh, Highmark

What do you call friend who works for an insurance company?

A friend with benefits



I'll leave now

We should raise insurance rates on drivers who have never crashed their cars.

They're driving wrecklessly.

What's it called when you're still on your mom's health insurance?

Yomamacare

What's a good name for an insurance salesman?

Justin Case

A man was driving on the highway in the US when suddenly he was hit by a drunk driver, breaking his right arm, puncturing his lung, and putting him into a short coma

Despite not having insurance, he left the hospital without any financially crippling debt that would haunt him for the rest of his life and compromise his future savings.

A nervous passenger decided to purchase flight insurance at the ticket counter. She had some time before the flights departure, so she stopped in a Chinese restaurant in the concourse.

She started to shake as she read her fortune cookie:

today’s investment will pay big dividends!”

A local Game Stop burnt to the ground. An insurance adjuster came out to inspect the damage

After looking at the rubble, he asked the manager if the building was a new structure. The manager said, "I don't think so, it was built in the 1970s."

The adjuster said, "I that case, the best payout I can give you is $50,000. If it was a new building I could have given you 95,000.

What is Mario's favorite type of insurance?

DentalDentalDental

Got this new Italian Health Insurance.

Not only am I covered if, god forbid, someone were to break my kneecaps. But they'll also make it quick.

I have a driver's license but it's at home, I accidentally left it with my license plate and proof of insurance.

....I don't get it either but when I told it to the cop he laughed and said that's funny.

Three men had a very late night drinking Guiness.

Three men had a very late night drinking Guinness.

They left in the early morning hours and each went to their home. The next day, they all met for an early pint, and compared notes about who was drunker the night before.

The first guy claims that he was the drunkest, saying, "I drove ...

How much does presidential impeachment insurance cost?

Just one pence

Why is Trump's car insurance so cheap?

NO COLLISION.

Why couldn’t the 3 speed mixer get insurance?

He was high whisk.

What type of insurance does a florist provide?

Wife insurance.

Why was the high wire artist denied insurance?

Outstanding balance.

Whats a communists favorite insurance company?

Allstate

I recently got a call from a bank asking me if I would be interested in buying an insurance. Here's how the call went.

Guy on the phone:- Would you be interested in an insurance?

Me:- Oh geez, I can't tell you right now, can you give me your home number so I can call you back?

Guy on the phone:- I'm sorry but we're not allowed to do that.

Me:- Oh I guess you don't want people calling you at...

Insurance money

This is a true story. Stop me if you've heard it before.

Two guys are sitting on the beach, enjoying the tropical environs, sipping their fancy drinks and watching the sun set over the beautiful blue sea.

1st man: Man this is the life.2nd man: Yup, it sure is.

1st: Mind if I...

Just had an insurance cold caller on the phone.

Told him I had had an accident and broke a leg, but I wasn't sure it's fixable.

He sounded more excited than me when he said I could get upwards of £20k in compensation, and he's sending me the forms.

Not bad seeing as I paid £15 for that table.

Motel insurance scam (x-post /r/Unexpected)

A few years ago, I lived in a small rural town in southwestern Texas, near the border with Mexico. My town had a few rich people living in it, and among these was my neighbor. He was a doctor, and also owned a little motel called the Spanish Inn. It was a nice place, and the doctor enjoyed keeping u...

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Three people arrive at the gates of Heaven

St Peter is processing them in. "Name and occupation, please?"

The first one says "Andrea Smith, I was a doctor."

"Of course. Doctors who save lives are allowed. Come in. Next?"

The second one says "Megan Jones, I was a nurse."

"Of course. Nurses who care for the sic...

Insurance shopping

Insurance agent: how many accidents have you had sir?
Dad: 1
Insurance agent: when was that?
...puts phone on hold...
Dad: Son, what is you birthdate again?

Insurance

A lawyer and an engineer were discussing insurance.

"You need fire insurance, burglary insurance and flood insurance." says the engineer.

"The fire and theft and burglary I can understand," said the lawyer,
"but the flood insurance? How do you start a flood?"

A man phoned to find out whether he could get insurance if the nearby volcano erupted...

They assured him he would be covered.

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Things where Mechanics and Dentists are similar: drills, fluids, expensive without insurance. Things where Mechanics and Dentists Differ:

Dentists will at least wait until your asleep before they try and fuck you

I sat next to a insurance women through a robbie williams concert

And through it all she offered me protection

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Health insurance is rare for exotic dancers.

Most strippers have little or no coverage.

I heard Eddie Vedder hates every insurance mascot out there...

Even Flo.

Why does pasta always have to pay so much for car insurance?

Because it can't drive a car without making it all denty.

Elon Musk's Car Insurance

must have skyrocketed today

An insurance-guy knocks on the door. 5-year old Timmy opens up.

Insurance-guy: Can i speak to your dad, please?

Timmy: No, he’s been killed by a tractor.

Insurance-guy: Oh. I’m so sorry. Can I speak to your mom then?

Timmy: No, she’s been killed by a tractor.

Insurance-guy: OMG that’s awful. Are at least your grandparents home, or a s...

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