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"A bill collector knocked on the door of a country debtor ...

"A bill collector knocked on the door of a country debtor and asked the woman who answered the door, "Is Fred home?"
"Sorry, Fred's gone for cotton."
The next day the bill collector tried again. "Is Fred here today?"
"No, sir. I'm afraid he has gone for cotton."
When he returned the thir...

What did the debtor say to the repo man?

Leave me alone.

A ruthless mafia tortures its debtors who cannot pay their debts

They always use needles in torturing their unfortunate debtors, so that they inflict a lot of pain without killing the debtors.

Because of this, all the debtors to this mafia repay their debts on time.

And there are fewer pointless deaths.

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